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[Music]
What would you do,
>> Mike? If you woke up tomorrow and found
out you were the president of the United
States, what would you do?
>> Wow, that's a big question.
If I were the president, I would
definitely try to help homeless people
first.
>> How?
>> I'd make sure there were more shelters
and job training programs.
If people had a safe place to sleep and
learn new skills, they could find work.
>> That's a good idea. What about
healthcare?
>> Oh, health care is super important.
If I were president, I would make sure
everyone had access to good doctors, no
matter how much money they had.
>> I agree. And education.
>> If I had the power, I would invest a lot
more in education.
If kids got a better education, they'd
have a better future.
>> I couldn't agree more. What about
climate change?
H, that's a tough one. If I were
president, I would invest a lot in green
energy like solar and wind power.
If we used more clean energy, the planet
would be healthier.
If we protect the earth, then future
kids will have a nice place to live.
>> Those are all really thoughtful answers.
>> Thanks. It's fun to think about. If I
ever become president, I will remember
this conversation.
>> You got my vote.
[Music]
Workplace rules.
Hey Rita, ready for your first day at
work? Hey Pam, I guess so.
Are there specific things we must do or
things we absolutely should not do
around here?
>> Our rules are pretty relaxed, but yes,
there are a few key things.
Like what? I'm all ears.
>> Okay, first attendance.
Everyone must clock in before 9 a.m.
sharp.
If you are going to be late, you should
always call or text your direct manager
immediately.
>> Clock in by 9. Got it. Next noise.
You must keep your phone conversations
quiet.
If you need to take a long call, you can
use the small meeting room down the
hall.
>> That makes sense. Noise control.
>> Also, lunch breaks. You can take a full
hour, but you should try to eat in the
break room, not at your desk if
possible. And you have to clear your own
dishes after using the kitchen.
>> Okay, no problem.
>> One last thing, dress code. It's quite
formal here. You must wear smart
clothes.
>> So, no jeans?
>> No, you cannot wear jeans.
You may wear simple jewelry, but you
mustn't wear anything too flashy.
>> Okay, I understand. This is very
helpful, Pam. Thank you so much. I will
make sure to follow everything.
[Music]
[Applause]
Turning things around.
Hi, Jane. Thanks for seeing me. Of
course, Melanie, what brings you in
today?
Honestly, I just feel bad about myself,
my weight. I don't have any confidence
anymore.
I really need to lose weight.
I hear you, Melanie. We can definitely
work on this together. How about we make
a simple plan?
>> A plan?
Really?
>> Absolutely.
Let's start with food.
>> Okay.
>> So, what to avoid? Anything packaged and
processed.
No more sugary drinks like soda or juice
boxes.
Try to cut out fast food, chips, and
candy.
>> That sounds like everything I like.
>> I know. It's a change. But here's what
to eat instead. Lots of fruits and
vegetables.
Lean proteins like chicken, fish, or
beans,
and whole grains like brown rice or
whole wheat bread.
Drink plenty of water throughout the
day.
>> Okay, I can try.
>> Great. Now for exercise.
We'll start easy. I want you to walk for
30 minutes every single day.
Just a brisk walk like you're trying to
get somewhere.
You can add some simple body weight
exercises at home, like 10 squats and 10
lunges, maybe three times a week.
[Music]
How does that sound?
>> It sounds like a lot.
But I'm desperate. I'll try my best.
Jane,
>> that's all I ask.
You've got this, Melanie.
[Music]
Melanie, look at you.
>> Hi, Jane. I know, right? I can't believe
it myself.
>> You look absolutely fantastic.
How are you feeling?
>> Incredible. I stuck to the plan. I'm
eating so much better and I actually
enjoy my walks now.
My clothes fit. I have so much more
energy and
I finally feel good about myself again.
>> I'm so proud of you, Melanie.
You did all the hard work.
>> Thank you, Jane, for everything. You
really helped me turn things around.
Reporting a theft.
[Music]
Hello, officer. I need to report a
theft.
>> Certainly, sir. Please take a seat.
What seems to be the problem?
>> Someone broke into my car and stole my
briefcase.
>> I understand. Can you tell me exactly
when and where this occurred?
Yes, I parked my car on Elm Street just
outside the library
around 9:00 a.m. this morning.
When I returned at approximately 1:30
p.m.,
the passenger side window was smashed
and my briefcase was gone.
>> I see. And can you describe your
briefcase for me, please?
>> It's a dark brown leather briefcase,
quite old, with a brass clasp.
It has my initials DM embossed on the
front flap.
>> Thank you. What items were inside the
briefcase, Mr. Miller?
>> Inside I had my work laptop.
There was also a blue leatherbound
notebook,
a few important client contracts and my
reading glasses in a gray case.
>> Were there any personal identification
documents or credit cards?
>> No, thankfully not. My wallet and phone
were with me.
>> Good. Did you notice anything unusual
about the area when you parked or when
you returned? Any suspicious individuals
or vehicles?
>> Not that I recall. No.
>> And was the car locked?
>> Yes, absolutely. I always lock it.
>> All right. Now, for the report, I'll
need your full name, sir.
>> David Michael Miller.
>> Your current residential address, Mr.
Miller? It's 42 Oakwood Drive, apartment
3B.
>> And a contact telephone number, please.
>> My mobile is 5550198.
>> Thank you, Mr. Miller. We will open a
case file based on this information.
>> Thank you, officer. I appreciate your
help.
[Music]
>> Renting an apartment.
I love this apartment. It's nice and
bright. What is the exact monthly rent?
>> It's $1,500
a month.
>> Okay. And what about the security
deposit? How much is that?
>> It's one full month's rent. So, $1,500
due when you sign the lease.
>> Got it. Does that $1,500 cover anything
like trash or water?
Yes, rent covers trash and water.
Electricity, gas, and internet are
separate.
>> What about parking? Is there a spot
included?
>> Yes, one assigned spot is included in
the rent. No extra charge.
>> That's a relief.
Let's talk about the lease itself. What
is the standard length? 12 months.
>> Yes, 12 months is standard.
If something unexpected happens and I
need to move out early, what's the
penalty?
>> If you break the lease before the year
is up, you owe 2 months rent as an early
termination fee.
>> That's good to know.
If the sink leaks, who do I call? Do I
fix it myself?
>> You call our building manager directly.
We handle all repairs for major items.
>> That sounds great. Are pets allowed? I
have a small, quiet cat.
>> We allow cats with a pet fee of $300.
Dogs are restricted by size, so your cat
is fine.
>> Excellent. And finally, guest policy.
If my parents visit for a week, is that
an issue?
>> No issue at all for a week. We only ask
that guests don't stay longer than two
weeks straight. without notifying
management.
>> Sarah, you've answered everything
clearly. This seems like a great fit.
>> Wonderful. I can drop the application
paperwork now if you'd like.
[Music]
Applying for unemployment benefits.
Good morning. Welcome to the employment
services office. How can I help you
today?
>> Good morning. I need to sign up for
unemployment benefits. I lost my job
last week.
>> I understand. Do you have identification
and proof of your last employment?
>> Yes. Here is my driver's license and
this is my certificate of employment.
>> Thank you, Carlos. Let me review this.
[Music]
Your last day of work was September
26th.
>> Yes, that is correct. Last Friday.
>> Why did your employment end? Was it a
layoff or did you quit?
>> It was a layoff. The company reduced
staff. I did not quit.
>> That is important. Now, can you tell me
the exact name and address of that
employer?
>> It was Metro Construction. The address
is 450 Main Street.
Excellent. For the last 18 months, how
much were you paid? Generally,
>> about $2,000 before taxes.
>> Were you paid weekly or every other
week?
>> I was paid every two weeks.
>> Do you have any banking information for
direct deposit?
>> Yes, I have it right here.
>> Perfect. Now, I need to ask you about
your status. Are you legally authorized
to work in the United States?
>> Yes, I have my work permit and social
security number. Here you go.
>> Good.
>> How long does it take to start receiving
payments?
>> It typically takes about 2 to 3 weeks.
>> And do I need to look for a job right
now?
Yes, you must actively look for work
starting immediately.
>> I understand.
>> Please sign here.
Your application is submitted. You will
receive a letter in the mail explaining
your first payment date.
>> Thank you very much for your help.
>> You're welcome. Good luck with your job
search.
[Music]
Applying for a mortgage.
Hello. What can I help you with?
>> Hello. We'd like to buy a house. So, we
need a mortgage for about $200,000.
I see. I need to ask some questions
first to see what you qualify for.
Sounds fair. Let's start with work.
What do you do and how long have you
been at your current job?
>> I'm an electrician. I've been with the
same company for 5 years now. Steady
hours.
>> 5 years is excellent.
What about you, ma'am?
>> I'm a teacher at the local elementary
school. I've been teaching there for 3
years.
>> Good job stability for both of you. Now,
income. Can you tell me your combined
yearly income before taxes? Together, we
bring in about $110,000 a year.
>> Great. Do you have any other big monthly
payments right now?
>> Like car loans or big credit card debts?
>> We have one car payment about $400 a
month.
>> Okay. Do you know what kind of credit
score you have? We checked last month.
Both of ours are in the high 700s.
Now, let's discuss the deposit.
How much money have you saved up for the
down payment?
>> We have $30,000 saved right now.
>> That means we are looking at a loan
amount of $170,000.
Now, the big question, monthly payments.
Based on current rates, for a loan of
$170,000
over 25 years, your estimated monthly
payment would likely be around $1,100
to $1,250.
Does that feel manageable for your
budget?
>> $1,250
sounds very comfortable for us.
>> Wonderful. Based on what you've told me,
good jobs, stable income, and great
credit.
You look like very strong candidates for
that $170,000 loan.
>> Wow, that was fast.
>> Next, I'll give you the application
packet and a checklist of the documents
we need. Great. Thank you so much, Mr.
Davis.
[Music]
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[Music]
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