Spend It – English Lyrics

• By: Summer Walker
• Album: Finally Over It

Lyrics & Translation

Dive into Summer Walker's "Spend It" to explore a raw, modern narrative in R&B where emotional vulnerability meets a demand for tangible appreciation. This track showcases an evolution in her signature soulful style, using direct lyrics over a smooth, bass-heavy groove to express a powerful boundary-setting message about self-worth.

[English]

[STRINGS PLAYING SOMBERLY]

♪ GIVE ME THE LAST FOUR OF YOUR CREDIT CARD ♪

♪ BUY BACK MY LOVE YOU CAN KEEP YOUR HEART ♪

♪ ('CAUSE YOU ARE...) ♪

[BEEPS]

♪ SPEND IT ON ME I LOVE WHEN YOU SPEND IT ON ME ♪

♪ THROW IT TO ME, TAKE ME UP IN GIVENCHI ♪

♪ BEFORE MY LOVE COULDN'T BE BOUGHT ♪

♪ BUT NOW THAT'S ALL I WANT ♪

♪ DRIP ME IN DIAMONDS THAT'S HOW YOU MAKE IT RIGHT ♪

♪ DRAPE ME IN SILK AND WE WOULD NEVER FIGHT, NO NO ♪

♪ BEFORE I JUST WANTED LOVE ♪

♪ BUT NOW I JUST WANT YOU TO ♪

♪ SPEND IT ON ME ♪

♪ GO RIGHT AHEAD AND SPEND IT ON ME ♪

♪ GO RIGHT AHEAD AND SPOIL ME BABY ♪

♪ BUY BACK MY LOVE ♪

♪ KEEP THOSE SWEET NOTHINGS FROM ME ♪

♪ THEY DON'T MEAN NOTHING TO ME ♪

♪ DIAMONDS AND PEARLS, I'M THAT TYPE OF GIRL NOW ♪

♪ I WANT YOUR BLACK CARD YOU CAN KEEP YOUR HEART ♪

♪ WHISK ME AWAY, AWAY FROM ALL OF MY PAIN ♪

♪ WHAT'S THE POINT OF HAVING A HEART IN THIS WORLD ♪

♪ ASHAMED AND PLAYED ♪

♪ I JUST WANNA BE A GIRL SOMEDAY ♪

♪ I DON'T WANNA THINK ♪

♪ DON'T MAKE ME A FOOL, MAKE ME A PRETTY WOMAN ♪

♪ I'M A DAMSEL IN DISTRESS MY LOVE ♪

♪ BEFORE I JUST WANTED LOVE ♪

♪ BUT NOW I JUST WANT YOU TO ♪

♪ SPEND IT ON ME ♪

♪ GO RIGHT AHEAD AND SPEND IT ON ME ♪

♪ GO RIGHT AHEAD AND SPOIL ME BABY ♪

♪ BUY BACK MY LOVE ♪

♪ KEEP THOSE SWEET NOTHINGS FROM ME ♪

♪ THEY DON'T MEAN NOTHING TO ME ♪

♪ DIAMONDS AND PEARLS, I'M THAT TYPE OF GIRL NOW ♪

♪ I WANT YOUR BLACK CARD YOU CAN KEEP YOUR HEART ♪

♪ GIVE ME THE LAST FOUR OF YOUR CREDIT CARD ♪

♪ BUY BACK MY LOVE YOU CAN KEEP YOUR HEART ♪

♪ GIVE ME THE LAST FOUR OF YOUR CREDIT CARD ♪

♪ BUY BACK MY LOVE YOU CAN KEEP YOUR HEART ♪

♪ ('CAUSE YOU ARE) ♪

♪ ('CAUSE YOU ARE...) ♪

[ENGINE TURNS ON]

[CAMERA FLASHES]

[COINS DROPPING]

[MALLETS AND STRINGS PLAYING MISCHIEVOUSLY]

[BUTTONS CLICKING]

[GASP]

[STRINGS CONTINUE PLAYING]

[HARP FLOURISHES]

THE JOB IS DONE.

WE SWITCHED OUT THE SAFE AND I HAVE THE REAL ONE IN OUR POSSESSION.

BUT THE SHIT WON'T OPEN. WHAT'S THE CODE?

[CALLER] THE CODE? YOU BITCHES HAD ONE JOB.

I GAVE YOU THE WHOLE PLAY.

LISTEN, I GOT THIS BIG-ASS SAFE DOWNSTAIRS

AND I DON'T KNOW HOW TO OPEN IT, SO WHAT WE GON' DO?

Key Vocabulary

Vocabulary	Meanings
spend /spɛnd/ A2	verb - to use money to pay for something
buy /baɪ/ A1	verb - to get something by paying money for it
love /lʌv/ A1	noun - a strong feeling of affection verb - to feel deep affection for someone
heart /hɑːt/ A2	noun - the organ that pumps blood; symbol of emotion
diamond /ˈdaɪəmənd/ B1	noun - a precious clear stone, the hardest natural material
silk /sɪlk/ B1	noun - a soft, smooth fabric made from silkworm threads
pearl /pɜːl/ B1	noun - a small, round, shiny gem formed inside oysters
girl /ɡɜːl/ A1	noun - a female child or young woman
card /kɑːd/ A2	noun - a small piece of plastic used for payment
credit /ˈkrɛdɪt/ B1	noun - money available for borrowing from a bank or card
money /ˈmʌni/ A1	noun - coins and notes used to buy things
pain /peɪn/ A2	noun - physical or emotional suffering
fool /fuːl/ B1	noun - a person who behaves without sense or judgment verb - to deceive or trick someone
woman /ˈwʊmən/ A1	noun - an adult female human
safe /seɪf/ B1	noun - a strong metal box used to store valuables adjective - not in danger or likely to be harmed
job /dʒɒb/ A1	noun - work that a person does for pay
ashamed /əˈʃeɪmd/ B2	adjective - feeling guilt or embarrassment about something
distress /dɪˈstrɛs/ C1	noun - extreme anxiety or suffering

Key Grammar Structures

• Give me the last four of your credit card

  ➔ Imperative form

  ➔ The verb 'Give' is in imperative form, used to make a direct request or command.

• Buy back my love, you can keep your heart

  ➔ Coordinating conjunction with contrast

  ➔ The comma connects two independent clauses expressing contrast: 'Buy back my love' vs. 'you can keep your heart'.

• Before my love couldn’t be bought

  ➔ Past passive form

  ➔ The phrase 'be bought' is passive, showing the subject receives the action rather than performing it.

• Now that’s all I want

  ➔ Emphatic 'that’s all' structure

  ➔ The phrase 'that’s all I want' emphasizes the limited desire or focus of the speaker.

• Drip me in diamonds

  ➔ Causative imperative

  ➔ Using 'Drip me in' implies a causative action—telling someone to make her covered in diamonds.

• We would never fight

  ➔ Modal verb 'would' for hypothetical

  ➔ 'Would never fight' expresses a hypothetical or imagined situation, not a factual one.

• Go right ahead and spoil me, baby

  ➔ Imperative with phrasal intensifier

  ➔ 'Go right ahead' softens the imperative, implying friendly permission with emphasis.

• They don’t mean nothing to me

  ➔ Double negative for emphasis

  ➔ While grammatically nonstandard, using double negatives like 'don’t mean nothing' adds emphasis in informal speech.

• I just wanna be a girl someday

  ➔ Informal contraction and future intention

  ➔ 'Wanna' is informal for 'want to', expressing future desire or intention.

• We switched out the safe and I have the real one

  ➔ Past simple + present perfect contrast

  ➔ The mix of 'switched' (past) and 'have' (present perfect) shows sequence: past action completed, present result continues.